Discover Network Premium Card

Leverage the buying power, stability and spending habits of the affluent. Enjoy unsurpassed support.

The Discover Network Premium Card product is a feature- and benefit-rich credit card designed to bring both the profit potential and the loyalty of more affluent customers to Discover Network Issuers, Acquirers and Merchants. It provides access to a group that generally spends nearly two times more on their cards than consumers with other card types—a group less sensitive to economic fluctuations and less hesitant to make major purchases.^* What’s more, Discover Network works hand-in-hand with merchants and issuers to develop marketing campaigns that help reach this lucrative consumer segment.
^*2007 Mercator Advisory Group study

The Discover Network Premium Card can help attract more customers through a comprehensive suite of benefits, including:

Personal services - 24/7 live customer service, 24/7 concierge, VIP authorization treatment and year-end transaction summary
Purchase benefits - rich rewards, purchase price protection and product warranty extensions
Travel benefits - auto rental insurance waiver, accident and travel delay insurance, emergency card replacement and roadside assistance
Security benefits - zero liability protection and identity theft protection

The Discover Network Premium Card product offers the chance to:

Reach customers with double the household expenditures of regular customers

The Discover Network Premium Card appeals to high-spend, high-volume consumers who have a stronger purchasing capacity than non-premium cardholders. With higher-than-average household incomes, these consumers have the potential to increase volume and revenue. Their average ticket size is 32% greater and they average 27.5 transactions per month versus 12.7 by other types of cardholders. ^*
^*2007 Mercator Advisory Group study

Leverage customers’ major purchases

Premium cardholders are a select group of consumers with the desire—and means—to purchase more frequently without hesitation, and are less likely to delay major purchases.

Reduce economic fluctuations

Premium Card consumers are an especially attractive segment because the inherent stability of their financial situations makes them less sensitive to economic fluctuations. That means greater revenue consistency.

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To learn more about Discover Network General Purpose Credit Cards, contact your Discover Network Relationship Manager or click to Get Started today.

DETAILS SPECIFIC TO:

The Discover Network Premium Card product has the potential to reach the best cardholders. A comprehensive suite of features and benefits helps maintain their loyalty, keeping the issuer’s card top of wallet.^* ^2007 Mercator Advisory Group study With the Discover Network Premium Card* product, issuers can: Profit from a high-spend cardholder base Not only do the high household expenditures of premium cardholders offer immediate revenue potential, but they can also provide a source of financial stability even during times of economic fluctuation. Get noticed. Become the card of choice. Reduce attrition. As an alternative to the usual premium card brands, Discover Network gives issuers the opportunity to stand out from the crowd. A comprehensive suite of features and benefits attracts affluent cardholders and makes it the preferred payment choice they appreciate and keep. Draw in new high-end cardholders with elite benefits and rewards Extend the program by offering cardholders a comprehensive suite of rewards and benefits, including: Personal services - 24/7 live customer service, 24/7 concierge, VIP authorization treatment and year-end transaction summary Purchase benefits - rich rewards, purchase price protection and product warranty extensions Travel benefits - auto rental insurance waiver, accident and travel delay insurance, emergency card replacement and roadside assistance Security benefits - zero liability protection and identity theft protection To learn more about issuing Discover Network Premium Cards, contact your Discover Network Relationship Manager or click to Get Started today.** The Discover Network Premium Card is a distinct alternative to the typical premium card offer. By accepting Discover Network Cards, your merchants have the opportunity to engage premium cardholders, leading to higher transaction volume and higher average tickets. When merchants accept the Discover Network Premium Card, acquirers have the opportunity to: Tap into high-spend customers Premium cardholders have nearly double the household expenditure of regular cardholders and generally spend nearly two times more on their cards than consumers with other card types.^* ^2007 Mercator Advisory Group study Benefit from higher ticket averages and frequency The average ticket size from a premium cardholder is 32% more than other types of cardholders. Additionally, they average 27.5 transactions per month compared to 12.7 transactions per month by other types of cardholders.^ ^2007 Mercator Advisory Group study Enjoy more consistent revenue Premium cardholders are less sensitive to economic fluctuations and less hesitant to make major purchases. To learn more about Discover Network Premium Card, contact your Discover Network Relationship Manager or click to Get Started today.* The Discover Network Premium Card product offers a distinct alternative to the typical premium card. A comprehensive suite of unique features and benefits attract affluent cardholders and makes this card the preferred payment choice.^* By accepting the Discover Network Premium Card product, merchants open up the opportunity to connect with these cardholders, leading to both higher ticket sales and increased volume. ^2007 Mercator Advisory Group study By accepting the Discover Network Premium Card* product, merchants gain the opportunity to:** Build a relationship with high-spend customers Premium cardholders have nearly double the household expenditures of regular cardholders and generally spend nearly two times more on their cards than consumers with other card types.^* ^2007 Mercator Advisory Group study Enjoy higher, more consistent revenue Premium cardholders are less sensitive to economic fluctuations and less hesitant about making major purchases.^ ^2007 Mercator Advisory Group study Raise ticket averages and frequency The average ticket size for a Premium Card* cardholder is 32% more than other types of cardholders. Additionally, they average 27.5 transactions per month versus 12.7 by other cardholders.^* ^2007 Mercator Advisory Group study To learn more about accepting Discover Network Premium Cards, contact your Discover Network Relationship Manager or click to Get Started today.*