Private Label Credit Card
Gain loyalty. Streamline program management. Offer innovative rewards and payment products.

Discover Network Private Label Credit Cards work just like the General Purpose Credit Card, but feature individual business or merchant branding. By leveraging Discover Network’s existing infrastructure and systems, the Private Label Credit Card program increases speed to market, and provides cardholders with access to new features and innovative payment and rewards programs. Private Label Credit Cards create unique opportunities for issuers to collaborate with merchants, for merchants to build brand recognition and loyalty with customers and for acquirers to benefit from increased transactions.

Discover Network Private Label Credit Cards offer an efficient and effective means to:

Increase brand awareness with a custom card design. With the Private Label Credit Card, businesses can create stronger brand affinity and maximize loyalty.

Discover Network has already created a Private Label Credit Card program platform that runs on existing merchant equipment and requires minimal staff training. The Private Label Credit Card program reduces the resources and time needed to launch a program by eliminating the operational challenge and expense of establishing a direct link between the issuer and the merchant.

The Discover Network Private Label Credit Card gives businesses the power to build their own network by opening up acceptance of their program to specific merchants. These strategic partnerships enable joint marketing opportunities that increase the customer base and build revenue.

Data quality is critical in ensuring that Private Label Credit Card Programs operate as intended. Discover Network is at the forefront of the industry in terms of merchant data quality. This is critical in an environment where stores open, close, change processors or make other changes on a regular basis.

Discover Network Private Label Credit Cards place businesses on the cutting edge with innovative payment solutions like Recurring Payments, Cash Over and emerging technologies such as Discover Network Zip payments.


To learn more about Discover Network Private Label Credit Cards, contact your Discover Network Relationship Manager or click to Get Started today.

DETAILS SPECIFIC TO:

Issuers
Acquirers
Merchants

Discover Network is uniquely positioned to offer issuers the ability to process Private Label Credit Card transactions on behalf of a merchant partner. By implementing a Private Label Credit Card Program through Discover Network, speed to market can be streamlined and new features can be offered, including: rewards programs, Recurring Payments (recurring and fixed-term billing), along with emerging technologies such as Discover Network Zip payments. Issuers benefit through the merchant’s customer base, increasing transactions and revenue through an established payments platform.

Implementation of a Discover Network Private Label program allows issuers to:

With Discover Network’s existing Private Label Card program, issuers are able to quickly get their program to market and still customize it with powerful tools and options. Because the program runs on existing merchant equipment, it drastically reduces the resources and training time needed to launch the program by eliminating the operational challenge and expense of establishing a direct link between the issuer and the merchant.

The Discover Network Private Label Credit Card gives businesses the power to build their own network by opening acceptance of their program to specific merchants. These strategic partnerships enable joint marketing opportunities that increase the customer base and build revenue.

With the Private Label Credit Card program, issuer’s can leverage Discover Network’s customizable points-based rewards program, Perks Everyday, which is designed to drive cardholder loyalty and generate revenue through increased card usage. Cardholders can redeem their reward points for gift cards, brand-name merchandise, travel services, charitable donations and more.

By offering a host of innovative products such as Cash Over and Discover Network Zip, the Private Label Credit Card helps issuers differentiate their programs, attracting new merchants and increasing card usage among cardholders.


To learn more about issuing Discover Network Private Label Credit Cards, contact your Discover Network Relationship Manager or click to Get Started today.

Get Started

Discover Network connects your merchants and their Discover Network Issuers to easily process Private Label Credit Card transactions and settlements without difficult system or equipment changes. Private Label Credit Cards allow your merchants to leverage the potential of their most loyal customers, benefiting acquirers through increased transactions and interchange revenue.

Implementation of a Private Label Credit Card program on Discover Network allows your merchants to:

Merchants can launch a Private Label Credit Card program quickly and easily. Because the program runs on existing merchant equipment, the training time and expense of establishing an effective Private Label Credit Card program is drastically reduced.

Merchants can foster loyalty and increase revenue with supplemental private label-compatible Discover Network product features, including Cash Over, Recurring Payments, and Discover Network Zip contactless payment technology.


To learn more about Discover Network Private Label Credit Cards, contact your Discover Network Relationship Manager or click to Get Started today.

Get Started

Private Label Credit Cards allow merchants to maximize their customer base by building loyalty, increasing brand recognition and promoting repeat transactions. Regardless of size, merchants can leverage this affordable way to increase awareness and build and retain their customer base, all by leveraging existing equipment and infrastructures. With a prebuilt platform, extensive resources and a collaborative way of doing business, Discover Network eliminates all of the heavy lifting.

Implementation of a Private Label Credit Card program on Discover Network allows merchants to:

Showcase the merchant brand and draw cardholders from an existing base of loyal customers. Utilize promotions and services to deepen existing customer relationships and build new ones.

Merchants can launch a Private Label Credit Card program quickly and easily. Because the program runs on existing merchant equipment, the training time and expense of establishing an effective Private Label Credit Card program is drastically reduced.

Get the most out of marketing and promotional relationships through customized acceptance programs to meet specific merchant needs. Private Label Credit Card programs can be set up as either closed or semi-open, giving merchants the flexibility to limit acceptance based on a wide variety of factors or to expand partnerships with other retailers and marketing partners.

Merchants can target specific cardholders, or even an entire portfolio, with offers and other merchant-sponsored programs, expanding merchant reach and profitability.

Foster loyalty and increase revenue with supplemental Private Label Credit Card program features, including Recurring Payments or Discover Network Zip payment technology.

With the Private Label Credit Card, merchants can leverage Discover Network’s flexible points-based rewards program, Perks Everyday, which is designed to drive cardholder loyalty and generate revenue through increased card usage. Merchants have the flexibility to choose offerings from hundreds of reward items, including gift cards, brand-name merchandise, travel services, charitable donations and more.


To learn more about accepting Discover Network Private Label Credit Cards, contact your Discover Network Relationship Manager or click to Get Started today.

Get Started
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