Discover Network Debit Business Card
Tap into a growing segment. Offer simplicity and security. Build revenue while lowering expenses.

The Discover Network Debit Business Card offers a comprehensive debit solution designed specifically to serve the payment needs of the small business segment. By offering small businesses tailored benefits like a human resources consultant and an attorney on call, the Discover Network Debit Business Card creates a powerful opportunity to increase volume and build loyalty within the small business market.

The Discover Network Debit Business Card makes it easy to:

By providing businesses with a convenient and easy way to manage their ongoing expenses, the Discover Network Debit Business Card helps increase the volume of profitable transactions.

Discover Network Debit Business Card provides a unique combination of convenience and control that helps drive increased transaction volume as small businesses turn to their card regularly as both a payment and organizational resource.

Specially targeted services such as attorney on call and human resources consulting, along with an optional rewards program, move the Discover Network Debit Business Card to top-of-wallet by driving increased loyalty and repeat spending.

Through DebitProtect, Discover Network and PULSE offer fraud protection and security.

A wide range of additional benefits, like human resources consulting, attorney on call and identity theft protection, make the Discover Network Debit Business Card more compelling and attractive than cash to small businesses.

Discover Network Debit Business Card user benefits include:

Strengthen relationships with small business banking customers by providing much-needed human resources (HR) expertise. This free service provides a business owner with background on virtually any facet of HR, including:
  • Recruitment
  • Employee performance
  • Regulatory compliance
  • Change management
  • COBRA and FMLA administration, and more
Give business cardholders peace of mind by providing convenient and useful access to legal information from licensed attorneys on a variety of topics ranging from employment law to licensing and registration. For specific legal advice, cardholders may be referred to a local attorney who offers:
  • Free 30-minute consultation
  • 25% reduction in fees for representation
Your Discover Network Debit Business Cardholder receives:
  • 24/7 access to expert assistance from identity theft specialists
  • An identity theft recovery kit with form letters for creditors and credit bureaus
  • Up to $2,500 in financial relief for identity restoration costs, legal defense and lost wages ($250 deductible applies)
  • *Not available to NY residents.
  • ATMs
  • Lobby cash disbursement programs at financial institutions
  • Signature debit-based Cash Over purchase at the point of sale through participating merchants
  • PIN-based Cash Over purchase at the point of sale through participating merchants
Discover Network Debit offers a unique, value-added service that includes registration and protection of critical credit, debit and membership cards, along with other important cards and critical documents.
  • Card registration for debit and credit cards
  • Document registration
  • Address change notification service
  • Personal Property inventory

Card and Document Registration (PDF)
Address Change Document (PDF)

The cardholder has access to:
  • Emergency cash advance
  • Emergency airline ticket
  • Lost key and luggage service
Discover Network Debit Cardholders are guaranteed the lowest price when they make a purchase with their card:
  • If they find an identical item at a lower price within 60 days of a purchase, they can be reimbursed for the difference
  • Most noncommercial products purchased in the U.S. are covered up to $250 on a single item

Discover Network Debit Business Card Benefits Guide (PDF)

DETAILS SPECIFIC TO:

Issuers
Merchants

Not only does the Discover Network Debit Business Card increase transactions among the profitable small business segment that usually prefers paying cash, but it also gives issuers exceptional terms, security and simplicity, along with the strengths of a broad, established network.

Discover Network Debit Business Card provides financial institutions with:

Financial institutions benefit from Discover Network and PULSE’s focus on fraud prevention and data security with tools that help minimize losses from fraudulent activities, including:

Accepted at millions of merchant and cash locations throughout North America, Discover Network Debit Business Card offer cardholders broad acceptance that continues to grow everyday.

Discover Network Debit Business Card cuts through the clutter with clear, fully-disclosed pricing, less complicated billing and straightforward operating regulations and dispute rules. Financial institutions gain more time to focus on cardholders and increase profitability.

Good service should not be limited to large financial institutions, which is why Discover Network Debit offers accessibility and outreach to financial institutions of all sizes. Through superior relationship management, ongoing communications and marketing materials to promote programs, Discover Network Debit helps issuers stay connected and informed.

For current PULSE participants, existing connectionswhether direct or through a processorwill accommodate a quick set-up for your Discover Network Debit Business Card program. New participants will find implementation simple, easy and efficient.

With 99.9% uptime and fully redundant processing on multiple platforms, both issuers and cardholders can rest assured of availability.


To learn more about issuing Discover Network Debit Business Cards, contact your PULSE Relationship Manager or click to Get Started today.

Get Started

Debit cards are increasingly becoming a preferred payment method for goods and services among small business customers. Stated simply, by accepting Discover Network Debit Business Cards, merchants gain a fast, cost-effective and secure way to benefit from small business spending. Discover Network Debit has several advantages that benefit retailers and small business customers alike.

    Retailers benefit through:

  • 100% authorization on all transactions
  • Cost effective processing
  • Providing a preferred payment choice for customers, which increases store loyalty

    Small business Discover Network Debit Cardholders benefit from:

  • A faster and more convenient payment option than checks
  • A secure, hassle-free payment method
  • Access to signature and PIN-based Cash Over purchase at the point of sale from participating merchants

In order to drive transaction volume and provide point-of-sale convenience for consumers, Discover Network continually adds value through innovation. Customers gain access to unique programs, such as Perks Everyday, Cash Over, Recurring Payments  and proactive fraud prevention tools. When merchants accept Discover Network Debit, they benefit from the increased loyalty driven by these programs.

With the combination of both Discover Network and PULSE, merchants and cardholders receive fraud solutions that mitigate risk and minimize fraud losses, ultimately helping merchants protect profitability.


To learn more about accepting Discover Network Debit Business Cards, contact your PULSE Relationship Manager or click to Get Started today.

Get Started
Discover Network Podcast Cash Locator ATM and In Branch
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