Meet consumers' everyday spending and payment needs by offering them a safe, convenient alternative to cash—the Discover General Purpose product. General purpose cards help make it easy for cardholders to take control of their finances and manage their monthly spending.
The Discover General Purpose product makes it possible for issuers and program managers to:
- Build brand awareness with customized card art that can include a company name
and logo
- Offer comprehensive security
- Provide a safe and convenient alternative to cash coupled with unique and flexible features and enhancements
- Conduct business across new target segments and build customer loyalty
- Meet the needs of their
cardholders:
- Enjoy security and freedom
- Manage expenses and simplify budgeting
- Make payments quickly and conveniently
- Take advantage of a smart alternative to carrying large sums of money
Discover General Purpose product features and functionality include:
- 100% authorization
Every Discover transaction is authorized, regardless of the purchase amount, to help minimize fraud risk and prevent cardholders from using funds they don't have.
- Balance on receipt
Cardholders can see their prepaid account balance printed on their purchase receipts at participating merchant locations.
- Cash access
Cardholders can get cash at ATMs and in-lobby at bank branches nationwide.
- Load options
General Purpose cards can be issued as reloadable or non-reloadable.
Distinguish your general purpose card with Discover enhancements:
- Cash Over
A Discover exclusive, Cash Over offers cardholders the convenience of accessing fee-free cash at the point of sale, without a PIN
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- Discover Zip
Discover Zip offers cardholders a payment option that uses contactless technology.
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- Perks eShop
Perks eShop is a secure Web site featuring merchant discounts for cardholders.
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- Perks Everyday
Perks Everyday is a points-based rewards program that encourages card usage.
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- Recurring Payments
With Recurring Payments, cardholders can use their card to make automatic recurring payments and installment charges.
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